Porsche Macan Forum banner

1 - 12 of 12 Posts

·
Registered
Joined
·
20 Posts
Discussion Starter #1
I'm getting ready for my 2020 Macan S delivery and have been shopping around for extended warranty as I plan to keep the car for a while, drove my last car for almost 10 years. Dealership is offering 10 year 100k miles protection from Zurich for $7.5 and I know there are other options like Fidelity and others but Gieco's MBI caught my attention because it doesn't require a huge payment upfront and is much much cheaper in the long run.

MBI can be added to an existing/new policy for $35 a year. It covers the vehicle for 7 years or up to 100k miles with $250 deductible. It is an exclusionary policy.. details below..

"*MBI Exclusions

Exclusions to this policy include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Mechanical Breakdown Insurance coverage is in excess of coverage provided by your manufacturer's warranty. Read the policy amendment for the complete terms and conditions of this coverage."

if you've opted in for Geico's MBI, what has your experience been with it? Do you recommend it over some of the other available options?
 

·
Registered
Joined
·
2,948 Posts
I have MBI from Geico for my Macan but have not used yet and hope to never need to use it. My car is out of warranty and I think having the MBI makes me sleep better at night. I asked my SA at the dealer if he had had any experience with customers bringing cars to service using MBI and he said he did and they never had an issue in getting things approved. Again, it is something I pay to hopefully never need to use.
 

·
Registered
Joined
·
24 Posts
This is a no brainer.. i have used it on other brands over the years and no issue. When my S arrives I plan to purchase it again. Can you explain your 7.5 number, is 7500 $ for coverage to 100k . What us Zurich ? And does the dealer offer this extended protection?
 

·
Registered
Joined
·
1,409 Posts
I have it. I wrote that I called them and SPECIFICALLY asked them about the timing chain issue and would they cover a $9,000 bill to pull the engine once out of the 4/50. They said 'yes, they would'. Guess we'll see if that happens.
 

·
Registered
Joined
·
6,122 Posts
This is a no brainer.. i have used it on other brands over the years and no issue. When my S arrives I plan to purchase it again. Can you explain your 7.5 number, is 7500 $ for coverage to 100k . What us Zurich ? And does the dealer offer this extended protection?
This. No clue what 7.5 is. Zurich is an insurance company.

I’ve lauded the benefits of MBI here over and over. I have it and have had it for over 20 years. Ive used it many times. They’ve never given me a problem. They will call dealer or licensed repair shop to verify and then pay with their CC.

Once they supplied parts as it was considerably cheaper for them to do so and there was no delay.

If you want, I’ll give you a list of things they’ve paid for on my vehicles over the years.
 

·
Registered
Joined
·
2,948 Posts
good to know but I would like to see real experience or what's actually covered "in writing"
See below my real experience I posted on another thread:
There has been a lot of discussion in this Forum about the value of getting extended warranty for the Macan once warranty is over. I personally decided not to get one and added Geico’s MBI (Mechanical Breakdown Insurance) to my policy before my car hit the mark of 15 months or 15,000 miles. You can read the details here: Mechanical Breakdown Insurance | GEICO This add-on to my policy has cost me around $90 every 6 months as an addition to my policy. Many will say that you pay for a period while your car is covered by Porche’s warranty which is true but I thought I would try it and hopefuly never need to use it.

Well, today I had to use it for the first time and the experience was simply “wow”!!!!! I bit the bullet and decided to take my car to the Porsche dealer for the 40k miles service. Yes, they charge an arm and a leg for that but I did not have time to deal with an Indy shop and be without a loaner for the day and my dealer has been extremelly nice since I bought the car including replacing my transfer case after at no charge after the car was out of warranty. Couple hours after I dropped my car my SA called to say that there was an oil leak on the valve cover gasket and although not too bad I would need to keep an eye on it and fix it sooner or later. I asked how much to fix it and he said $1700 (let’s not discuss how much this would cost if I took the car to an Indy shop since I would shop around if I had to pay for it). I immediatley thought about the Geico MBI I had in my policy and asked him if he had expereince working with them. He didn’t but told me I should call them and see if they would cover it. I called the number for the MBI service and it was immediately answered by a very nice and knowleable lady. She asked for some info about me to make sure I was the owner and policy holder and then asked more specific questions about the issue. I told her all I knew was an oil leak on the valve gasket but I had no details on specific parts or service that was needed. When I told her that she asked the following which I think is very important for people that are good with DYI service: “do you have documentation of all oil changes you made during the lifetime of the vehicle?” I said they were all done at the dealer and although I kept all the copies of all services done they could provide that to her. She asked for my SA name and phone number and told me she would contact me back. In less than 10 minutes she called me back saying she had all information needed and the service was auhtorized. I had to pay $250 deductible directly to the dealer and they would take care of the rest. Right after we hang up my SA called me to confirm what she had just told me.

I just got my car back and all looks good. In sum, from all horror stories I hear from extended warranty services that when you need they find some fine print that won’t cover your issue, etc… I can say I am extremelly happy with the service I got from Geico, their customer service could not have been nicer and more professional and I am happy I have it on my policy.


Show Full Signature
 

·
Registered
Joined
·
146 Posts
Silly question, I suppose, but... do you have to be a Geico Auto Insurance customer to purchase their MBI ?
 

·
Registered
Joined
·
1,010 Posts
I've also had Geico MBI since day 1 with my Macan. I don't currently have a transfer case problem, but if/when I do and my warranty is over in 2021, Will geico MBI cover that? What type of maintenance records are they going to ask for for that? I do a combination of DYI (easy stuff, filters) and go to an independent for oil changes.
 

·
Registered
Joined
·
244 Posts
Just changed over to GEICO today after being with USAA Auto for 19 years!! Our 2019 Macan S just hit 12K on our way back from Houston this past weekend, and I have to make a decision quick. (Since you can only start MBI with a car less than 15 month/15K miles). Compared to our current USAA 6 months premium for all of our cars, we ended up paying $140 less even with our Macan MIB included ($177 for 6 months) , and now I have a better peace of mind till 7yrs/100K miles. Today is a Win Win for me!
 
  • Like
Reactions: Jaylmw08

·
Registered
Joined
·
2,948 Posts
I've also had Geico MBI since day 1 with my Macan. I don't currently have a transfer case problem, but if/when I do and my warranty is over in 2021, Will geico MBI cover that? What type of maintenance records are they going to ask for for that? I do a combination of DYI (easy stuff, filters) and go to an independent for oil changes.
I am pretty sure they would cover the transfer case. As you can see on my post above when I needed to use the MBI the service was top notch. The agent was extremely friendly and she knew what she was doing. It did not feel one of those agents that are playing by the book. When I explained her the problem my car had she immediately knew what I was talking about and said it would be definitely covered. In terms of maintenance, my problem was an oil leak on the valve cover gasket so she asked if I had proof of all oil changes. I told her all maintenance was done at the dealer and she could confirm with them. She called the dealer and 10 minutes later she called me back saying the service was approved.
 
  • Like
Reactions: Jaylmw08
1 - 12 of 12 Posts
Top