Headliner and shade are all black with the black interior. Roller shade has narrow strip of matte aluminum (silver) at front. Unlike the Q5, with the shade closed you really feel like it's a closed roof vehicle (not much light penetration).
I have SD 20's and really like this design. Yes, the 21's are sick, but it's a big price jump and the 20s were noticeably more forgiving than the 21s I test drove. If you get AS and can ride lower, even better. These rims are easy to clean and they look particularly good at the back, where there is a concave/dished effect.