2023 Macan GTS
I’m not buying it in his case. Your story is not relevant. His insurance is not going to raise him $10,000. That is if he really is insured or just doesn’t have the card and didn’t pay the premium. That would be a bigger problem for him. Or maybe he’s just not gonna pay. Or maybe he’s got a pile of accidents or tickets but who cares. Again who cares? Those are his problems in his life that cost should’ve already been paid! This could go very right as well, so just in case it does I’m stating it again. All the above is to cover what happens if it goes wrong. It hasn’t been paid. That’s wrong already.I have done that - paid out of pocket - to avoid drast5ic increases in policy fees.
My 80+ yr old mother used to 'bump' things all the time..... never claimed for any of it
It's the policy holder's choice to use or not use the policy
Nothing nefarious here - IMO