Many thanks for your reply Mumbo ,all very useful , like yourself I’m a retired motorist and awaiting delivery of a 2019 S ,and as you suggest I’m gathering insurance quotes , live in sleepy Adelaide, FYI . I’ve full 5 NCB all quotes are for agreed values $K145 , choice of repairers , 15000 kms p/a and covers my $33500 of options ( tad OTT ) boys and their toys ? , so far lowest at $581 and with $500 claim excess is the RAA , Mid range is Shannon’s at $1639 and with $1450 claim excess , highest ironically my present insurer CGU at $2031 excess $2000 there’s quite a vast diference for the same cover,Hi stanley246
I would think insurance cost would be mainly down to age (hence length of driving experience), location (city / suburbs) and the risk factor each insurance company puts on those and various other factors, probably only known to them. That would make premiums vary widely across Macan owners.
That said I have been with Woolworths, Budget Direct, APIA, QBE, Dodo and at present I am with Bingle. Premiums have always been in the $650 - $1,000 range for me a retired driver with full 5 year NCD. I have found that Choice points you in the right direction for insurance in general and I always get quotes (usually online) from the companies that they recommend. They usually have a table of companies, states and various typical driver types and show $$ symbols to indicate costs. I also look at Canstar to get another view on the companies out there. You really have to do your own research and pick the company that covers the risks that are important to you. I did originally when I bought the Macan, get a quote from the Porsche dealership and they were using a company I had a quote from as an individual and not surprising the Porsche quote was about $1,000 ABOVE my individual quote!
A few things you need to consider with any type of insurance:Re new 2023 GTS.
I’ve allowed the dealership to quote me insurance and they came back with MB (QBE) of $2500 which has the nice sounding inclusions like 4 year replacement, repairer of choice etc blah blah and excess of $2000.
Looking online at RACT they quote $1150 for comprehensive+ with $600 excess.
The two are staggeringly different and wondering what others do for insurance? It’s a lot of money and even if I went with MB for the first 4 years it would be $10k vs $4400.
Also tire and wheel insurance through dealer?
Thanks very much