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Insurance: CSL vs. Split Limit for Liability Coverage

2128 Views 3 Replies 3 Participants Last post by  iconoclast
Referring to USA Insurance

Which do you have?

For those who don’t know about the choice:

Advantages and Disadvantages of Single Limit Liability - CarsDirect

I’ve always had the standard split limits but, am considering CSL.

Also, do many of you here on MF have an Umbrella policy? With Umbrella Insurance, CSL may be moot.
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Split Limit, Umbrella Policy too...

I carry the maximum limits available to me through USAA. I carry the max because my insurance is not only to protect me, but also anyone who may potentially suffer a loss if I make a mistake.
CSL auto with umbrella @ 5x. Umbrella will also cover liability losses not related to the underlying auto policy.
Mods moved my thread from General Discussion Forum to here. (Where few will see it)

I will price both CSL & Umbrella policy to see what seems best.

I was curious to see if many MF members opted for CSL or even know what that was. I was never offered that by any insurance agent, found out about it myself.

RE Umbrella, I'm guessing one must have both auto & home by same company to be able to purchase that.
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