[santastico]

Has anyone considered getting extended warranty for the Macan? I am on the fence to get or not AS in my build before it locks and asked the dealer for extended warranty options that would cover an AS repair if needed. They only work with Zurich and quoted me a 7 years/75k miles at $2,900 or 10 years/100k miles at $4,800.

I know there will be regular maintenance costs but I am trying to protect me against any major surprise if I keep the car after the warranty expires.

Thoughts or experiences with extended warranties?

 

[K-A]

Yes they'll cover AS. Just make sure it's an "exclusionary contract" that doesn't state AS as an exclusion. Warranties offered for Porsche will be the top of the line stuff which cover those kinds of things.

It should be around $2-3k for 3 more years, and you can always negotiate them.

Also, Geico has one that is only $12 per month for 7 years.

Getting it at the time of purchase is foolish though, as you benefit nothing from it. Who knows what happens in 4 years and why give up that money which in itself costs you money for so long before it's even put into motion. Prices will not go up on them, and if your dealers tell you that then it's a BS scare tactic. If anything you can probably shop them easier in due time.

 

[santastico]

Tks. I did not see anything saying "exclusionary contract". It is a Comprehensive coverage which excludes the following:

"Glass, lenses, sealed beams, light bulbs, wheels, wheel covers, tires, interior trim, moldings, bright metal parts, weather strips, upholstery, convertible/vinyl top, paint, rust, physical damage, catalytic converter, exhaust system, brake rotors and drums, wiper blades, hoses, shock absorbers, batteries, carburetor and throttle body assembly (except the injectors), spark/glow plugs, drive belts, brake pads, brake linings and shoes."

I was told it gets more expensive as your car gets older The quote I got for example specifically includes the odometer reading in the car (for the quote we used 20 miles). Not sure if I can add the cost of extended warranty to the amount I plan to finance for the car.

Yes they'll cover AS. Just make sure it's an "exclusionary contract" that doesn't state AS as an exclusion. Warranties offered for Porsche will be the top of the line stuff which cover those kinds of things.

It should be around $2-3k for 3 more years, and you can always negotiate them.

Also, Geico has one that is only $12 per month for 7 years.

Getting it at the time of purchase is foolish though, as you benefit nothing from it. Who knows what happens in 4 years and why give up that money which in itself costs you money for so long before it's even put into motion. Prices will not go up on them, and if your dealers tell you that then it's a BS scare tactic. If anything you can probably shop them easier in due time.

 

[K-A]

Yeah that's an exclusionary coverage so it's good.

Many posters have stated getting their warranties after 4 years for the same if not less pricing. I don't think it goes by mileage, etc. Maybe different companies are different. My dealer said to just wait and if I keep the car and want it after warranty, just get it then, as well.

 

[NJ-Macan]

Good point on GEICO, I insure with them. However, I do recall that you need to apply that coverage NOW, at the time of purchase. You can't simply add it on when the factory warranty expires.

 

[K-A]

Good point on GEICO, I insure with them. However, I do recall that you need to apply that coverage NOW, at the time of purchase. You can't simply add it on when the factory warranty expires.

Yeah, but I think you have 18 months or 2 years to do it. Best to obviously push it as far as you can.

For me, Geico is a lot more expensive than my current insurance so it's not a good enough value. I wish Geico was more competitive for me since that seems the best plan option.

 

[santastico]

I used to have Geico but switched to Travellers couple years ago. I just called Geico to ask about MBI and got a "apples to apple" quote using the current cars I have and surprisingly their quote was almost 1/2 of what I currently pay. It may be an easy switch and then add the Macan and MBI once it gets here.

Yeah, but I think you have 18 months or 2 years to do it. Best to obviously push it as far as you can.

For me, Geico is a lot more expensive than my current insurance so it's not a good enough value. I wish Geico was more competitive for me since that seems the best plan option.

 

[RJMcInnis]

Yes they'll cover AS. Just make sure it's an "exclusionary contract" that doesn't state AS as an exclusion. Warranties offered for Porsche will be the top of the line stuff which cover those kinds of things.

It should be around $2-3k for 3 more years, and you can always negotiate them.

Also, Geico has one that is only $12 per month for 7 years.

Getting it at the time of purchase is foolish though, as you benefit nothing from it. Who knows what happens in 4 years and why give up that money which in itself costs you money for so long before it's even put into motion. Prices will not go up on them, and if your dealers tell you that then it's a BS scare tactic. If anything you can probably shop them easier in due time.

@K-A You have mentioned the Geico mechanical breakdown coverage a few times. Unless something has changed, just want to make sure you understand the $12 rate only lasts until your factory warranty expires. Then the rate goes up significantly... You would have to call to get Macan specific rates... Even with increases it may still be the better buy. Assuming you never want to change you basic insurance. But you would need to factor that is as well if 3 years down the road SF or Allstate quote you $300 less per year...

 

[K-A]

@K-A You have mentioned the Geico warranty a few times. Unless something has changed, just want to make sure you understand the $12 rate only lasts until your factory warranty expires. Then the rate goes up significantly... You would have to call to get Macan specific rates...

You sure about that? When I called all I heard was the $12 (or whatever it was) rate, unless he just left the rest out. The catch was having to pay it for 1-2 years while you have an original warranty (i.e waste of money until it actually kicks in).

I had it specified to Macan, and when I had him make sure to add AS, it didn't go up at all (he says AS was covered already anyway which is why).

 

[santastico]

That was not what I understood. Geico MBI covers up to 7 years/100k miles (whichever comes first). They claim that their MBI covers more than extended warranties since other than wear and tear there are no exclusions. I quoted today an extended warranty for the Macan from my Porsche dealer and it came to around $4k for 7 years/100k miles. That is basically $47/month of ownership. I did not get the Geico quote since you have to have the VIN so they can give you a real quote.

@K-A You have mentioned the Geico warranty a few times. Unless something has changed, just want to make sure you understand the $12 rate only lasts until your factory warranty expires. Then the rate goes up significantly... You would have to call to get Macan specific rates...

 

[crunchy1X]

The MBI coverage offered through my credit union cannot be applied to Porsche's with less than a certain amount of miles (15k? 30k? I can't remember). So anyone thinking about waiting should make sure that there doesn't come a point where mileage is a limiting factor to obtaining an extended warranty.

 

[dojo]

Has anyone considered getting extended warranty for the Macan? I am on the fence to get or not AS in my build before it locks and asked the dealer for extended warranty options that would cover an AS repair if needed. They only work with Zurich and quoted me a 7 years/75k miles at $2,900 or 10 years/100k miles at $4,800.

I know there will be regular maintenance costs but I am trying to protect me against any major surprise if I keep the car after the warranty expires.

Thoughts or experiences with extended warranties?

You didn't mention the deductible for these quotes or is it a zero deductible. I did purchase an extended warranty on my Macan as I like to keep my cars longer than 4 years. I paid $2300 for 7 Years/70K Miles for a Platinum warranty which is the top most warranty plan.

 

[shaunmed]

I've also heard that the factory extended warranty increases as the car ages (but remains within the original warranty period).

can any speak to this as a certainty?

And is AS supposed to be more or less reliable than steel suspension. I would say less but I've heard it both ways.

 

[santastico]

$100 deductible

You didn't mention the deductible for these quotes or is it a zero deductible. I did purchase an extended warranty on my Macan as I like to keep my cars longer than 4 years. I paid $2300 for 7 Years/70K Miles for a Platinum warranty which is the top most warranty plan.

 

[hookah]

Yes they'll cover AS. Just make sure it's an "exclusionary contract" that doesn't state AS as an exclusion. Warranties offered for Porsche will be the top of the line stuff which cover those kinds of things.

It should be around $2-3k for 3 more years, and you can always negotiate them.

Also, Geico has one that is only $12 per month for 7 years.

Getting it at the time of purchase is foolish though, as you benefit nothing from it. Who knows what happens in 4 years and why give up that money which in itself costs you money for so long before it's even put into motion. Prices will not go up on them, and if your dealers tell you that then it's a BS scare tactic. If anything you can probably shop them easier in due time.

I did experienced this with another brand. It went up from 4k to 6.5k in less than 3 yeras if I recall correctly. Not saying it happens all the time, but it happened to me. And no, I did not buy it in the end. I sold the car instead.

 

[K-A]

You didn't mention the deductible for these quotes or is it a zero deductible. I did purchase an extended warranty on my Macan as I like to keep my cars longer than 4 years. I paid $2300 for 7 Years/70K Miles for a Platinum warranty which is the top most warranty plan.

What company was it? Seems like a good price. If you can pm me or list it, that'd be awesome.

 

[ranrey1]

Tks. I did not see anything saying "exclusionary contract". It is a Comprehensive coverage which excludes the following:

"Glass, lenses, sealed beams, light bulbs, wheels, wheel covers, tires, interior trim, moldings, bright metal parts, weather strips, upholstery, convertible/vinyl top, paint, rust, physical damage, catalytic converter, exhaust system, brake rotors and drums, wiper blades, hoses, shock absorbers, batteries, carburetor and throttle body assembly (except the injectors), spark/glow plugs, drive belts, brake pads, brake linings and shoes."

I was told it gets more expensive as your car gets older The quote I got for example specifically includes the odometer reading in the car (for the quote we used 20 miles). Not sure if I can add the cost of extended warranty to the amount I plan to finance for the car.

I may be missing something but my interpretation of a contract that says "the following is excluded" is that those items are not included in the coverage. The clause you quoted in your post says that those items are excluded and also specifies "shock absorbers" among that list. I think the insurance company would define "AS" as shock absorbers. But, again I have not seen the entire contract. I just felt I should point this out to you so that you can watch for it in any extended warranties you may be considering, if one covering "AS" is a priority for you. I am just trying to be helpful.

 

[K-A]

I may be missing something but my interpretation of a contract that says "the following is excluded" is that those items are not included in the coverage. The clause you quoted in your post says that those items are excluded and also specifies "shock absorbers" among that list. I think the insurance company would define "AS" as shock absorbers. But, again I have not seen the entire contract. I just felt I should point this out to you so that you can watch for it in any extended warranties you may be considering, if one covering "AS" is a priority for you. I am just trying to be helpful.

It wouldn't be shock absorbers since AS is springs, compressor, etc. All contracts I've seen and spoken about would list AS and its specific parts as exclusions if it didn't cover.

Now PASM, that would be interesting to know how that'd work.

 

[russw]

Now PASM, that would be interesting to know how that'd work.

PASM and AS are integrated aren't they? I could see some companies calling them shocks

 

[K-A]

PASM and AS are integrated aren't they? I could see some companies calling them shocks

I mean, they are, but they're also technically separate. If AS spring or compressor goes out, they obviously couldn't call the replacement part/s "shocks" since they literally wouldn't be shocks.